Classic Visa Business Card (Bank of America)
For a business credit card that DOESN'T have the platinum label, this credit card offers a lot of business credit card features. This is a good card to apply for if you don't have perfect credit. Almost any business credit card is going to require good credit, but this card won't have the high credit restrictions a platinum card will have. The card has a fair interest rate, and you can get cards for all the employees you want with no annual or card fees. A unique business credit card that is worth considering.

Interest Rates Between 11.65% and 14.65% variable - - Cash Advance 19.99% - Default Rate: If you miss two consecutive minimum payments, your Purchase and Cash Advance APR will be the Prime Rate plus 14.99% (minimum 21.99%)
Annual Fee None
Credit Line N/A
Management Reports Annual summary report for help in tax preparation
Online Account Access N/A
Bonus Programs No
Free Business Benefits Business checking account overdraft protection, choice of billing methods (employees can receive bills for their cards separately or you can receive one monthly bill for the business), insurance coverage, and travel assistance.
Service and Product Discounts Yes
Additional Cards Yes, additional cards available for employees at no cost.
Credit Secured By The person applying and the business
Acceptance Visa business credit cards are accepted at most locations around the world.
Fee Schedule -Transaction fee for cash advance: 3% of each advance (minimum $5 to $20) depending on the type of advance.
-Transaction fee for balance transfers: N/A
-Late fee: $32
-Over-the-credit-line fee: $32
Grace Period 25 days
Apply Online Yes, click here
Contact Information Apply: 888-438-0252
Customer Service: 888-449-2273

Note that this site provides as much details about these business credit cards as possible. Because of this level of detail the terms of the offer may have changed when you visit the bank's web site or call their customer service number. Be sure to read all the details for a credit card at the issuers site before you apply. If you find that some of the information about this card is not correct please go to the update page and send a quick message so the site can update the listing.

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Complete List

Advanta Air Miles
Advanta Cash Rebate
Advanta Computer Rebate
Advanta Gas Rebate
Advanta Platinum
American Express Blue
American Express Gold
Bank of America Classic
Citi Bank Platinum
First USA Platinum
Fleet Platinum
Wells Fargo ExpressOne

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